X9.100-188-2016 lists the Return Reason codes for both Customer and Administrative Returns for image exchange and IRD creation within the U.S. Payments System. It includes the Short Name and Overlay Abbreviation required for an IRD creation. The standard establishes the process to add, change or delete a Return Reason code. It is up to each individual financial institution to determine what Return Reason code they will use when returning a check. The standard also includes guidance for the proper use of Return Reason codes.
Document identifier
X9 X9.100-188-2016
Title
Specifications for Electronic Exchange of Check and Image Data - Domestic
X9 Category
Continuous Maintenance (CM) Standards, Electronic Check Processing Standards, New Standards
Publication date
2016-05-06
International Relationship
History of version
X9 X9.100-188-2018*X9 X9.100-188-2016 * X9 X9.100-188-2018 * X9 X9.100-188-2016
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X9 X9.100-188-2016
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